Terms and Conditions

Using This Website

This website belongs to Home Loans Wimberley, a mortgage lender working with borrowers in Wimberley, TX and the surrounding area. By reading or using these pages, you agree to the terms below. If you do not agree, please stop using the site.

General Information, Not a Loan Offer

Our pages describe loan programs such as conventional, FHA, VA and USDA loans, along with HELOC, bank statement, bridge and hard money options. These descriptions explain how each program usually works. They are not a commitment to lend, an approval or a quote for your situation.

Program guidelines, down payment requirements and eligibility rules change over time and differ from one borrower to the next. Nothing on this site is legal, tax or financial advice for your specific case.

Rates, Pre-Qualification and Approval

Any rate quote you receive depends on facts we confirm with you, including credit, income, assets, the property and the loan amount. A rate is not locked until we lock it in writing during the loan process. Pre-qualification is an early estimate. Final approval depends on full underwriting, an appraisal where required and the documents needed at closing.

Contacting Us by Phone

The only way to reach us through this site is by calling (512) 782-8931. A call to ask about a rate quote, pre-qualification or a loan application does not create a lending agreement. You decide what to share on the call, and a loan officer will explain what is needed before anything moves forward.

Content and Ownership

The text, layout and other material on this site belong to Home Loans Wimberley. You may read and print pages for your own personal use. Please do not copy, republish or sell our content without our permission.

Accuracy and Limits of Responsibility

We work to keep the information here correct and current, but mistakes and outdated details can happen. The site is provided as it is. We are not responsible for losses that come from relying on general website content instead of speaking with us directly about your loan.

Changes to These Terms

We may update these terms when our programs or the site change. The version posted here is the one that applies. These terms are governed by the laws of the State of Texas. Questions about them can be answered by calling (512) 782-8931.